Monday, March 21, 2016

11 Things You Didn't Know About Tea Bags

1.  Used teabags can help soothe sore gums. The tannins in tea can help reduce swelling and bleeding.
2.  They can also be used to relieve sunburns. A nice cool teabag can definitely help ease the pain of a sunburn.
3.  Rejuvenate those tired looking eyes. Again, our friends called 'tannins' can help bring the swollen, puffy eyes down. I recommend using a cool teabag instead of a hot one.
4.  Soothe and relieve burns by pressing a cold, damp teabag on the affected area.
5.  Did you know that tea can also be used as a hair rinse? The benefits range from controlling dandruff to adding more shine.
6.  Got warts? Shrink them with a used tea bag! The antioxidants play a big role in shrinking down unwanted warts. Make sure you wrap it up, and then replace it with a fresh teabag after 15 minutes.
7.  Drop a teabag into your shoes to get rid of any unwelcome odors.
8.  Plant some tea bags in your garden to help lower the pH levels of soil. Having a lower pH level prevents fungal growth, and stimulates a healthy plant.
9.  Got dishes soaking in the sink? De-grime them with a teabag.
10. You can also wash dirty mirrors with used teabags.
11.  Teabags can also help get any scent from your hands as well. If you just chopped onions, garlic, or another strongly scented food, this will help get rid of the smell.

Sunday, March 20, 2016

15 Ways To Help You Live Frugally...and Save Money

1.  Use coupons — correctly.  This one is simple.  Frugal people clip coupons and pair them with sales.  They can scope out the deals at the store and always find the best ways to save on groceries and things they need.
The important thing to note about frugal people is that they do not just use a coupon because they have one.  Coupons are not a magic pass to make a purchase you would not make otherwise.  They are simply meant to increase your savings towards those items you need.
Of course, if you’ve never used coupons, it may seem overwhelming.  Relax because I’m here to help!  Just click on over to our Simple Guide to Using Coupons to get started.

2.  Do not waste food. I can be guilty of this one from time to time.  I sometimes don’t eat up the produce or other food products I’ve purchased before it goes bad.  In addition, my family and I don’t always eat all of the leftovers from the meals we’ve prepared during the week.  This is horrible of us and we work hard not to do it, but sometimes, it just happens.
Frugal people will never over buy and end up throwing out food.  They also make sure to eat up those leftovers be it for lunch the next couple of days or even a “repeat” meal during the week.  The way they do this is they menu plan.  They don’t just determine what they will have for dinner, but also snacks and lunches for school and work.  It really is not difficult, but if you need help with this, check out our tips to help create your own menu plan and shopping list!

3.  Shop clearance (but wisely). When it comes to clothes, frugal shoppers know that the clearance rack can be his or her best friend.  You can shop at the end of the season, to buy ahead for next year.  This goes for both them and the other members of their families.
Of course, they also know when something on clearance is a deal they need.  They don’t just buy it simply because it is 75% off.  They make sure it is an item they truly need.  Emotion and the thrill of the deal do not drive frugal people to shop.

4. Don’t try to keep up with the Jones’.  This can be tough for many.  You see your neighbor has the newest 55″ Smart TV or hot new car sitting in their garage.  You know they make about what you do and you figure that if they can afford, why can’t you?  WRONG!
Frugal people do not compare themselves to anyone else.  There is a saying that reads “Do not compare your beginning to someone else’s middle.”  We all have different financial goals.  While your neighbor may have the latest items he or she could be deeply in debt, where you are working hard to get out of debt.
Find contentment in what you have rather than what you think you need.

Frugal people seem to have an amazing knack when it comes to saving money. What are their secrets?!  Learn the 15 Habits of Frugal People!

5.  Keep communication open.  This is one of my best tips.  You need to continually communicate with your spouse, partner or significant other about your finances.  My husband and I meet at least twice a month (usually more) so that we both know how the bills look, to discuss goals and just make sure we are on the same financial page.  We discuss any possible expenses we know may be coming up and even have a chance to plan what we want to spend on our vacation, kids’ birthdays and more.

6. Don’t fall for name brands.  When it comes to electronics, high end name brands are not always the best way to go.  Frugal savers will do research prior to making any big purchase.  They take the time to read reviews and may find that a less popular brand not only costs less, but has better reviews than the big name company!

7.  Find joy in the simple things.  When it comes to a date with your favorite person, do you go for the dinner, movie and then coffee?  This can be expensive!!  Why not find joy in something simple.  A walk. Roasting marshmallows in the fire pit.  Star gazing.  There is no rule that says to spend time with your spouse, partner or significant other you have to spend a lot of money (and if you have kids, that can be even more costly when you add in the cost of a sitter)!
My husband and I will often fix the kids dinner and then, after they’ve eaten and had baths, we will cook dinner together.  Then, when the kids are in bed, we will just watch one of our favorite DVR’d shows.  That costs us nothing, but it so great to just be alone with him, on the sofa, just the two of us! When it is nice outside, we will make an “adult beverage” and sit out on our deck and enjoy the evening – giving us a chance to talk.

8. Live within your means. During the housing boom several years ago, many Americans became house poor.  They were buying more house than they could afford.  But, you ask, didn’t the bank approve the loan?  Yes.  Yes, they did.  However, just because you are told what you can afford according to the bank’s terms, you need to look at your budget and determine what you want to spend!  Saving $400 a month on your mortgage frees up money you can put towards something else (like saving for those unexpected household expenses).

9.  Drive older vehicles.What many people do not realize is that there may be very wealthy people living near where you reside.  These people are not recognizable by many because people think that they drive a car that is several years old, so they must not be able to afford one.  That could not be further from the truth!
Just because you can afford a car payment, why would you want one?  Frugal people know that they should purchase a car they can afford and then drive it as long as they can.  Then, rather than giving a bank a monthly car payment, they “pay themselves” and, after a few years, they have the cash they need to purchase another — slightly used vehicle.  Frugal people never buy new!
I can actually attest to this personally, as I have wanted a newer vehicle for sometime, but have decided to wait.  You can read more about my personal story here.

10. Keep priorities in mind.  When it comes to spending money, a frugal shopper thinks about family, security and their future.  If the item doesn’t meet one of these needs, they will often pass.  That is of course, not to say that we can’t splurge and spend money on ourselves once in a while, but it means that we don’t allow emotion to drive the purchase.  Instead, make sure it is something that will truly make a difference in your life before handing over the money.

Frugal people seem to have an amazing knack when it comes to saving money. What are their secrets?!  Learn the 15 Habits of Frugal People!

11. Give unto others — within your budget. I’m sure you’ve all had that family member or friend who seems to spend a lot of money on your or your kids for birthdays and holidays.  That can make you feel guilty and like you need to spend more.  That is hogwash!
You should only ever spend what your budget allows.  If you plan on spending just $20 for a birthday gift, then that is what you can spend.  If the recipient thinks you did not spend enough, then that is on them (they certainly missed the point that you are not required to ever give anyone a gift).
12.  Eat dinner out once a week (or less). This is a tough one for many.  The reason is usually convenience.  You get home from work and do not feel like cooking.  I totally get that.  However, if you create a menu plan and shopping list, you will always have the items you need on hand to whip up dinner every night.
For me, I actually make sure our weeknight dinners are simple. I never plan anything that takes longer than 30 minutes to prepare (and will try to utilize my slow cooker when I can).  That way, I don’t feel overwhelmed that dinner will take too long to get ready.  By planning and shopping, everything is on hand and I can have a guilt-free dinner on the table every night of the week.  Again, check out thisMenu Planning post for some help!

13.  Recognize quality vs. price. Just because something is less expensive does not always mean it is the best deal.  Here is an example of what happened to my daughter.  She wanted some tennis shoes.  She looked at two pair – one was $25 and the other was on sale for $45.  She decided to go for the $25 pair (but I wanted her to get the $45 as they seemed to be made better).  Turns out, I was right.
After a month, the $25 shoes ripped.  So, there we were, back at the store forced into buying new shoes.  Of course, they were no longer on sale and she needed something.  So, I paid $55 for her shoes.  I’d now spend $80 on shoes for her.  Had we spent $45 initially on a better pair of shoes, I’d have been ahead financially.
Take a minute to compare to make sure that you are getting the best deal for your money.

14. Have clear set goals.  We all have goals be it professional or personal.  You may want to get that promotion at work.  Perhaps you would like to drop that extra 10 lbs you put on over the holidays.  However, do you have financial goals?
Frugal people always have these goals.  They can be as simple as get $3000 in the bank to invest so I can retire a millionaire.  Everyone’s goals are different, but they all have them.  They are written down, often with a plan, so that they know how they can achieve them.  Having these goals often keeps spending in check as they would rather put that $50 towards a goal rather than pick up that latest video game.

15.  Ditch cable. With all of the services available these days (Netflix, HuluPlus, ESPN Go, etc.), you can actually cut your cable altogether and never miss a show! Just make sure you get a streaming box or device so you can catch those shows on your television (you will need one device for each set you own).  You can find deals on Amazon Fire TV Stick, Roku players and even Google Chromecast devices HERE.

Old Cures for Baking Soda

Old cures
• If you want to relieve muscle pain after a hard workout you should drink baking soda.
• If you want to destroy nail fungus and remove grime just apply a little bit of baking soda on a nail brush and scrub you nails.
• Combine 3 tablespoons of baking soda, 1 teaspoon of salt, peppermint essential oil and a little bit of water. Then soak them for approximately 20 minutes and the itching, odor and soreness will be relieved.
• If you want fresh breath just gargle a little bit of baking soda.
• You can brush your teeth with baking soda, just add a little bit on your tooth brush. It is one of the best ways to whiten your teeth.
• You can reduce acne, dead skin and excess facial oil by using a scrub made of baking soda. Combine 1 teaspoon of baking soda, with 1 teaspoon of water and then rub your face. You can relieve insects bites, bee stings, itching from sumac, oak and poison ivy. Combine baking soda with water – the perfect paste for stings. You can make a paste of water and baking soda in order to canker herpes and sores lesions. It will dry them in no time.
Homemade recipe for acidity
If you want to reduce acid reflux you should make alkaline environment in your organism. You should combine ¼ to ½ teaspoons of baking soda along with 2 tbsp. of freshly squeezed lemon juice. If you want instead of lemon juice you can add apple cider vinegar. Remember to use a tall glass because it will fizz and foam. Wait for the foam to settle and then add 230 ml. of water and drink the mixture. This drink will neutralize your pH, protect stomach acid and reduce acidosis.
Addition homemade recipes using baking soda
There is connection between baking soda and cancer treatment. Dr. Mark Simoncini claims that diabetes, fungal infections and cancer may be prevented by drinking a mixture of molasses and baking soda.
• If you want to get rid of oral thrush just gargle a mixture of water and baking soda.
• If you want to treat UTI, you should drink a combination of 230 ml. of water with ½ teaspoon of baking soda, two times daily.
• If you want to reduce the symptoms of thrombosis you should combine lemon juice or apple cider vinegar with baking soda.
• You can get rid of Candida yeast by douching with a mixture of warm water and 1 teaspoon of baking soda. The itching will stop.
Important:
Remember that every recipe that includes baking soda is not recommended for children under the age of 5 or pregnant women.
You should also be careful while using baking soda along with other prescribed medications. You should consult with a doctor before starting any treatment.
Always dissolve baking soda before using. Never use it in powdered form.
If you try to avoid sodium then you should not be using baking soda because it can drain minerals and vitamins from your organism. Never use baking soda treatments longer than 2 weeks. Consult with your GP.